![]() ![]() ![]() The scheme gives you the option to select the funds automatically or manually. The pension programme also benefits you from choosing the allocation of your investments. While the lock-in period on NPS schemes is until retirement, you can choose to withdraw your funds prematurely in specific cases to cater to unforeseen financial requirements. Investing in NPS will give you an edge over fixed-income schemes and allow you to avail tax benefits up to Rs 2 lakh under Section 80C and Section 80CCD of the Income Tax Act, 1961, depending on the type of account, i.e.
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